πŸ“± Text β€œINSIDER” to 1-888-459-8182 for urgent benefits updates & resources
Medicare open enrollment
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October 15 – December 7. Changes start January 1.

The Annual Medicare Checkup · free

Don’t lose your doctors or your coverage on January 1.

  • It’s free. Nothing is sold inside it. No upsell, no product pitch.
  • Nobody calls you out of the blue. Not me, not an agent, not a “benefits specialist.” If you ever want to talk to someone, that is your move to make, not mine.
  • It fits your situation. Twelve groups are going through open enrollment. You find your number and get that group’s list.

On your TV or computer? Text CHECKUP to 1-888-459-8182 and I’ll text you this link to open on your phone.

About 2 minutes · Checked against Medicare.gov, CMS and Social Security · Works on any device

Before the checklist

How many plans are you choosing from?

Type your ZIP. You see how many 2027 plans are approved for your county and what the worst case looks like, before you read a single plan name.

Your county · 2027

Every plan the government approved for your county, counted.

Enter your ZIP on the left. The numbers come from the same CMS files as Medicare.gov, through the Benefits Insider Medicare Navigator.

1Checkup: what to check

Two minutes. Your group’s checklist for this Open Enrollment, built for your situation.

You are here.

2Navigator: every plan in your county

All of them, from the government’s files, with the three to look at first and your worst-case number.

medicare.benefitsinsider.co · free, no agent.

3Decide and enroll

Medicare.gov with your prescriptions, 1-800-MEDICARE, or a licensed agent if you want someone on the phone.

Free help: shiphelp.org or 1-877-839-2675.

How it works

Three steps. About two minutes.

1

Answer a few questions

About the Medicare coverage you have right now. One question per screen. Not sure? There is help on every one.

2

Find your group

One of 12 groups going through open enrollment. On my videos I will say “if you’re in group 5,” and you will know. Your checklist is built for that group.

3

Check it off

Print it for the kitchen table, or come back on this device. Your progress is saved.

Before you hand anything over

“So why do you need my email?”

Fair question. Here’s the straight answer.

Your email

My free newsletter

Plain-language breakdowns of Social Security, Medicare and retirement rules: what changed, and what it means for your money. Unsubscribe on any email.

Your phone (optional)

The weekly text list

One text a week with updates that can affect your benefits. Never a call. You can leave the phone number blank and still get your checklist.

Who made this

Not an insurance agent.

I’m Kwame Kuadey. I teach finance at Johns Hopkins Carey Business School, I wrote The Social Security Playbook, and I run Benefits Insider. Every item on your checklist comes from Medicare.gov, CMS or the Social Security Administration.