Benefits Insider calculators
Run your numbers. See the math.
Free calculators for Social Security, Medicare, SNAP and disability. A few questions each, in plain English. Every answer shows how we got it and the official source behind it.
Pick a calculator
Start with the decision in front of you. Each one takes a minute or two.
When should I claim Social Security?
Your check at 62, at full retirement age and at 70. When waiting pays off, how much you'd collect by 85 or 90, and what your choice means for a surviving spouse.
3 questions · about 1 minute
Start →What will my check be in 2027?
Your 3.6% raise in dollars, and what's left after Medicare Part B, with hold-harmless protection worked out.
2 to 4 questions · under a minute
Start →Will I pay more for Medicare?
Whether your income adds a charge to Part B and Part D (IRMAA), how much, and how close you are to the next income line.
3 questions · about 1 minute
Start →Is my Social Security taxable?
How much of your Social Security counts as taxable income, and how much more you can earn before it does.
4 questions · about 2 minutes
Start →How much SNAP will I get?
Your estimated monthly SNAP benefit, using your state's own income limits and the figures that started October 1, 2026.
About 9 questions · about 2 minutes
Start →Could I get disability benefits?
Your answers against the basic rules for SSDI and SSI, how long your SSDI coverage lasts, and what SSI might pay.
About 10 questions · about 3 minutes
Start →Does Medicaid’s work rule apply to me?
Whether the new 80-hour rule is likely to apply to you, when it starts in your state, and what to keep on file.
3 to 6 questions · about 2 minutes
Start →When is my last day to appeal?
Enter the date on your letter from Social Security. See your deadline, the days you have left, and how to appeal.
4 questions · about a minute
Start →How it works
Answer a few questions
One at a time, in plain English. Most people have what they need on their benefit letter or tax return.
See your numbers
Your answer up top, then "Show me the math" with every step and the rule behind it.
Keep a copy
We email you your results and text you when they land, so you have them when you call Social Security or Medicare.
Figures checked against SSA.gov CMS.gov IRS.gov USDA on .
Benefits Insider is not a government agency and is not affiliated with Social Security, Medicare or any government program. Our calculators give estimates, not benefit decisions, and are not individual legal, tax, medical or financial advice.