Workshops & speaking
Your clients are about to make a $182,000 decision.
Most of them will make it with no help. Bring in a Johns Hopkins finance professor who has spent fifteen years explaining Social Security to the people actually making the choice — and who will not sell your clients anything.
Why this works
Education first. Nothing sold from the front of the room.
Your clients have been pitched enough. What they have not had is someone walk them through the rules calmly, show the math, and answer the question they were embarrassed to ask.
That is the whole session. Research from the National Bureau of Economic Research puts the median lifetime loss from suboptimal claiming at $182,370. Roughly three in ten people still file at 62; about one in five later say they regret it. Those are your clients — and the gap is pure education.
Formats
Built to fit your calendar
45–60 minutes
The Claiming Decision
The flagship. When to claim, the break-even math, what it does to a surviving spouse, and the five mistakes that are permanent. Ideal for a client seminar or lunch-and-learn.
60–90 minutes
Social Security & Medicare Together
The two decisions clients treat as separate but aren’t — enrollment windows, penalties, IRMAA, and coordinating start dates.
2–3 hours
Advisor Training
For your team rather than your clients. The rules advisors most often get wrong, the questions to ask in a review meeting, and where the planning opportunities actually sit.
Virtual or in person
Webinar
Same content, delivered to your list. Includes a Q&A block and a recording you can keep.
What attendees leave with
Not inspiration — a decision framework
- Their own break-even age, calculated on their own numbers
- What the higher earner’s claiming age does to the survivor benefit
- The earnings test, and why withheld money is not lost
- How provisional income makes benefits taxable — and how to plan around it
- The Medicare windows that carry lifetime penalties
- A printed checklist and this year’s verified numbers guide
Who books these
Where this fits
Banks & credit unions
Member education that builds trust without a product attached.
Financial planning firms
Client seminars and advisor training — the retirement conversation your team has weekly.
Employers & HR
Pre-retirement education for employees approaching 62 and 65.
Associations & senior organizations
Conference sessions and member programming.
Your speaker
Kwame Kuadey
Adjunct Professor of Finance at Johns Hopkins Carey Business School and author of The Social Security Playbook. Creator of The Benefits Insider™, followed by more than 350,000 people with over 30 million views. Shark Tank alum and 4x Inc. 5000 entrepreneur. Featured in The Wall Street Journal, The Washington Post, Forbes, Inc., and on NPR.