Free resources
15 free guides. No jargon. No catch.
Every guide is written in plain English, checked against primary sources, and printable — because some things are easier to read at the kitchen table than on a phone.
Social Security
Claiming, working, and what you’re owed
Free guide
The 7 Biggest Social Security Mistakes
The errors that permanently shrink checks — and how to catch them before you file.
Get the guide →Cheat sheet
The Earnings Test Cheat Sheet
Working while collecting: what’s withheld, what comes back, and when.
Get the guide →Free guide
If I Keep Working, Will Social Security Take My Check?
The most-asked question on the channel, answered with the actual math.
Get the guide →Free guide
Can I Collect on My Ex’s Social Security?
The 10-year rule, remarriage rules, and what your ex never has to know.
Get the guide →Couples guide
When Should We Both Claim?
Timing two claims together — the decision most couples get backwards.
Get the guide →Survival kit
Got a Letter from SSA — Now What?
How to read it, what the deadlines mean, and how to respond.
Get the guide →Survival kit
My Spouse Just Died — Now What?
The benefits checklist for the hardest weeks, in the order they matter.
Get the guide →Free guide
The Social Security Claiming Toolkit
Documents, timelines, and the questions to ask before you file.
Get the guide →Medicare
Enrolling, choosing, and paying less
Free guide
Medicare vs. Medigap
The two paths compared side by side — and the window that closes quietly.
Get the guide →Free guide
Do I Have to Sign Up for Medicare at 65?
Enrollment windows, working past 65, and the penalties that last for life.
Get the guide →Annual PDF
This Year’s Key Numbers
Every Social Security and Medicare figure for 2026 — verified, updated yearly.
Get the guide →SNAP, assistance & everyday money
Help you may already qualify for
Survival kit
SNAP Recertification Survival Kit
Don’t lose food benefits over paperwork. The deadlines and documents, handled.
Get the guide →Checklist
Property Tax Relief Checklist
The senior exemptions and freezes most homeowners never claim.
Get the guide →Free guide
Who Pays for Long-Term Care?
What Medicare covers, what it doesn’t, and what actually pays.
Get the guide →Free guide
Jobs for Retirees
Income that fits retirement — without wrecking your benefits.
Get the guide →Checklist
Retirement Tax Checklist
Provisional income, withholding, and keeping more of every check.
Get the guide →Go deeper
When a free guide isn’t enough
Three tools built for people who want to do the whole job properly — not just understand the rule, but work through their own situation start to finish.
Most popular
The Social Security Benefit Audit
A 167-page workbook that walks you through seven audits of your own record — the errors, the missed credits, and the letters to send SSA if you find something. Includes eight ready-to-send SSA letter templates.
Get the audit →Decision toolkit
The Social Security Claiming Toolkit
Everything you need to make and file the claiming decision: break-even worksheets, the survivor math, a documents checklist, and phone scripts for calling SSA.
Get the toolkit →Before you file
The Disability Readiness Kit
For anyone considering SSDI or SSI. Score your readiness before you apply, learn what evidence actually matters, and understand what happens if you’re denied.
Get the kit →The Daily 3
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