The Social Security Playbook · Companion Library

All 75 Answers. On Video. Free.


Every question in The Social Security Playbook has a short companion video, organized by the 7 Big Decisions — so you can jump straight to the one you need. New videos are added as rules change.

▶ 48 available now ⬜ 27 coming soon

Decision 1 When to Claim 7 of 12 available

The biggest decision — 62, full retirement age, or 70.

  1. 1What happens if I claim Social Security at 62 — versus waiting? ▶ Watch
  2. 2What is the break-even age for claiming early vs. waiting? Coming soon
  3. 3Does my health and life expectancy affect when I should claim? Coming soon
  4. 4How does delaying affect my spouse’s survivor benefit? ▶ Watch
  5. 5Can I change my mind after I start Social Security? (The do-over rule) ▶ Watch
  6. 6What happens if I regret claiming Social Security early? ▶ Watch
  7. 7Do pensions affect my Social Security retirement benefit? Coming soon
  8. 8How do COLA increases affect my benefit timing? ▶ Watch
  9. 9What should I do before contacting Social Security? ▶ Watch
  10. 10How do I set up direct deposit securely? Coming soon
  11. 11What if my Social Security estimate looks wrong? ▶ Watch
  12. 12What is my Full Retirement Age, and how do delayed credits work? Coming soon

Decision 2 Working While on Benefits 7 of 10 available

The earnings test, what counts, and getting withheld money back.

  1. 13Can I work and still collect Social Security? (The earnings test) ▶ Watch
  2. 14Does the earnings test change in the year I reach Full Retirement Age? ▶ Watch
  3. 15What income counts toward the Social Security earnings test? ▶ Watch
  4. 16How do I report expected earnings to SSA? Coming soon
  5. 17What happens to benefits withheld under the earnings test? ▶ Watch
  6. 18How does self-employment income affect Social Security benefits? Coming soon
  7. 19How do I avoid overpayments? ▶ Watch
  8. 20What records should I keep for SSA? Coming soon
  9. 21Does the earnings test apply after Full Retirement Age? ▶ Watch
  10. 22Who do I call if my Social Security payments stopped by mistake? ▶ Watch

Decision 3 Spousal & Ex-Spousal Benefits 9 of 10 available

The 50% rule, the 10-year divorce rule, timing two claims.

  1. 23How do spousal benefits work — and do I qualify? ▶ Watch
  2. 24How much can a spouse receive from Social Security? ▶ Watch
  3. 25Can divorced spouses collect Social Security? (The 10-year rule) ▶ Watch
  4. 26Do I need my spouse to file before I can claim spousal benefits? ▶ Watch
  5. 27What if my ex-spouse remarried — do I still qualify? ▶ Watch
  6. 28What if my own benefit is close to the spousal amount? ▶ Watch
  7. 29How should couples time their Social Security filings? ▶ Watch
  8. 30Can I claim spousal benefits and switch to my own later? ▶ Watch
  9. 31What documents do I bring for spousal claims? Coming soon
  10. 32How do I ask SSA to confirm my spousal top-off? ▶ Watch

Decision 4 Survivor Strategies 9 of 10 available

What a widow or widower is entitled to — and the switch most people miss.

  1. 33How do Social Security survivor benefits work? ▶ Watch
  2. 34Can a surviving spouse switch Social Security benefits later? ▶ Watch
  3. 35What if I remarry — do I lose my survivor benefits? ▶ Watch
  4. 36How does working affect Social Security survivor benefits? ▶ Watch
  5. 37Can children receive Social Security benefits? ▶ Watch
  6. 38What happens to Social Security when my spouse dies? ▶ Watch
  7. 39How do I choose the best effective month? Coming soon
  8. 40Can divorced spouses receive Social Security survivor benefits? ▶ Watch
  9. 41How do survivor benefits interact with my own retirement benefit? ▶ Watch
  10. 42What if payments don’t start as expected? ▶ Watch

Decision 5 SSDI vs. Early Retirement 1 of 8 available

How disability and early retirement interact, and why order matters.

  1. 43What’s the difference between SSDI and early retirement? ▶ Watch
  2. 44What is Substantial Gainful Activity (SGA) and the Trial Work Period? Coming soon
  3. 45Can I collect disability and retirement benefits? Coming soon
  4. 46How does SSDI affect when my Medicare starts? Coming soon
  5. 47What if my SSDI claim is denied — should I appeal? Coming soon
  6. 48What evidence should I include with my SSDI claim? Coming soon
  7. 49Can I work part-time while on SSDI? Coming soon
  8. 50How does SSDI back pay work? Coming soon

Decision 6 Taxes & Withholding 5 of 10 available

Provisional income, the thresholds, and keeping more of your check.

  1. 51What is provisional income, and how do I calculate it? ▶ Watch
  2. 52How much of my Social Security benefit can be taxed? ▶ Watch
  3. 53Can I have taxes withheld from my Social Security check? ▶ Watch
  4. 54How do Required Minimum Distributions and Roth conversions affect taxes? Coming soon
  5. 55Can qualified charitable distributions (QCDs) help me? Coming soon
  6. 56How do I change or stop tax withholding on Social Security? ▶ Watch
  7. 57What if I got a surprise tax bill last year? Coming soon
  8. 58Do states tax Social Security benefits? Coming soon
  9. 59Does Social Security affect my Medicare premiums? ▶ Watch
  10. 60Where do I find the exact IRS thresholds? Coming soon

Decision 7 Medicare Timing & Social Security 8 of 10 available

Enrollment windows, penalties, IRMAA, coordinating start dates.

  1. 61When should I enroll in Medicare? ▶ Watch
  2. 62What are Medicare late enrollment penalties — and how do I avoid them? ▶ Watch
  3. 63Do I need Medicare if I’m still working? ▶ Watch
  4. 64How do Medicare premiums get paid? ▶ Watch
  5. 65What is IRMAA — and can I appeal it? ▶ Watch
  6. 66What forms do I need for SEP? Coming soon
  7. 67What’s the difference between Medicare Part A, B, C, and D? ▶ Watch
  8. 68How does Social Security enrollment trigger Medicare? ▶ Watch
  9. 69How do I fix a Part B start-date error? Coming soon
  10. 70What happens to Medicare if I move or travel? ▶ Watch

Special Situations Part II 2 of 5 available

Public sector, self-employment, divorce timing, living abroad, children.

  1. 71Public sector or teacher? What the WEP/GPO repeal changed Coming soon
  2. 72Self-employed or gig worker — how do Social Security credits work? Coming soon
  3. 73Divorce & remarriage timing — what to watch for? ▶ Watch
  4. 74Living abroad & totalization — can I receive benefits? Coming soon
  5. 75Can children and disabled adult children receive benefits? ▶ Watch

The book behind the videos.

7 Big Decisions and 75 Essential Answers — plus a numbers guide we refresh every year.